HSA plans will win by far in the long run, especially if given a serious opportunity to grow.
The way I see it, it allows you to self insure for the same pocket cost as a family PPO plan.
That way, if the insurance company says no to something, you aren't completely screwed.....
Also, if you are REALLY lucky health wise, you are free to withdraw from it as if it was an IRA after your hit 65
This post was edited on 11/18 at 9:01 am