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Posted on 8/22/17 at 10:26 am to meeple
Insurance man came by last week and told us to expect this. Apparently the car insurance companies paid out 110% last year. Meaning for every $1000 they collected, they paid out $1100. Gotta make that up somehow!
Posted on 8/22/17 at 11:52 am to TigerTatorTots
quote:
lets say worst case scenario a major storm rolls through and they can't pay out homeowners that are insured through them. Homeowners are SOL?
Federated National has had lots of negative reviews recently (100% negative) on BBB for not paying out. I'll likely be shopping around for Homeowners as well....
Posted on 8/22/17 at 11:57 am to TigerTatorTots
quote:
TigerTatorTots
Dude. Your laziness is screwing you big time.
Call a broker about your auto insurance.
LA rates are going up as one poster mentioned due to the fact that LA drivers/roads/litigation are all the worst in the nation.
And, if storm comes through and Fed Nat can't/won't pay, you're SOL. They are buying up all sorts of policies by undercutting prices and praying for no claims. It amazes me that insurance agents write through them.
Posted on 8/22/17 at 1:17 pm to TigerTatorTots
I pay State Farm 2,400 a year for 2 vehicles
Posted on 8/22/17 at 5:12 pm to meeple
I was able to go to my online dashboard and select additional discounts, then choose an organization affiliation.
It dropped my premium a fair amount.
It dropped my premium a fair amount.
Posted on 8/22/17 at 6:10 pm to meeple
Geico went up every year I was with them. Even though I had a great driving record during that time. Eventually it got to the point I shopped around and found one 40 a month cheaper. I checked out Geico before switching and got a lower price than my renewal and was just told that was new customer discount, even though it was 100 a month cheaper
Posted on 8/22/17 at 7:12 pm to tduecen
^^ Who did you switch to?
Posted on 8/23/17 at 8:25 am to meeple
Thread hijack
If you pay a car off should you let the insurance company know that you don't have a lien holder on it anymore? Could it lower your rate?
If you pay a car off should you let the insurance company know that you don't have a lien holder on it anymore? Could it lower your rate?
Posted on 8/23/17 at 9:12 am to Simon Gruber
Yes, not sure if it would lower your rate or not though.
Posted on 8/23/17 at 1:35 pm to Simon Gruber
quote:
If you pay a car off should you let the insurance company know that you don't have a lien holder on it anymore?
Yes.
quote:
Could it lower your rate?
No.
Posted on 8/23/17 at 1:58 pm to Simon Gruber
Will not lower your rate. It will delay the claim process as the check paid to you will include the former lien holder. You will have to return the check, prove paid off status, and wait for another check. Notify company of current status and prevent future problems.
Posted on 8/23/17 at 2:19 pm to meeple
quote:
what are some good options for shopping around
Call an independent agent. Let them do the shopping for you. But a lot of car insurance companies went up recently...shitty tort laws, high % of uninsured drivers in LA, and car companies getting hammered on comprehensive claims last year from the 2 major flood events
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