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Does anyone use Lifelock for identity protection?

Posted on 4/5/16 at 7:53 am
Posted by guttata
prairieville
Member since Feb 2006
22504 posts
Posted on 4/5/16 at 7:53 am
Is it worth it and what are costs involved? Just got a letter from irs about possible compromise regarding tax account. My cpa said to go ahead and get Lifelock for piece of mind.
This post was edited on 4/5/16 at 8:07 am
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
80762 posts
Posted on 4/5/16 at 9:42 am to
I'm dealing with the beginnings of Identity Fraud. Someone got my info and called into Chase and changed my mailing address for the credit card. The reviews of LifeLock are pretty meh, but I figured I'd give it a try since the first 30 days are free. What I do like is you can link EVERYTHING to your lifelock account so it is all there in one spot. Rather than having to monitor credit karma, chase, capital one, fidelity, vanguard, etc inividually, I can just monitor it on LifeLock much easier. Price ranges from $9.99-$29.99/mo. You can find 10% off codes everywhere online too.

I would suggest you sign up for a free CreditKarma account to make sure no accounts have been opened with your SSN that you don't recognize. Then for simplicity sake, sign up for Lifelock to monitor your accounts. If you don't have very many accounts, you can probably just monitor it on your own.

I would also suggest filing a 90 day fraud alert with the credit bureaus.
This post was edited on 4/5/16 at 9:44 am
Posted by TheOcean
#honeyfriedchicken
Member since Aug 2004
42454 posts
Posted on 4/5/16 at 10:46 am to
Lifelock is a scam

Just get your 3 free credit reports every year and call it a day
This post was edited on 4/5/16 at 10:48 am
Posted by Weekend Warrior79
Member since Aug 2014
16324 posts
Posted on 4/5/16 at 11:20 am to
quote:

Rather than having to monitor credit karma, chase, capital one, fidelity, vanguard, etc inividually


You can link a lot of that to Credit Karma. I do not know if there is a major difference w/ LifeLock's monitoring since I have never used it, but I have just about every account linked to my credit karma account (only big issue is I have one loan linked twice so it looks a little worse on the credit karma site).
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