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Does anyone have experience with Visa prepaid card?

Posted on 11/30/16 at 7:24 pm
Posted by PeteRose
Hall of Fame
Member since Aug 2014
16869 posts
Posted on 11/30/16 at 7:24 pm
I was thinking of giving this as a Christmas gift as oppose to traditional gift cards from retailers.

Are there any fees in getting or using one?
Posted by b-rab2
N. Louisiana
Member since Dec 2005
12577 posts
Posted on 11/30/16 at 7:44 pm to
There is a fee when you buy one. I get my wife one for christmas and she buys my gifts on it so I cant see it on the CC bill.
Posted by PeteRose
Hall of Fame
Member since Aug 2014
16869 posts
Posted on 11/30/16 at 9:37 pm to
what's the fee for $100 card?
Posted by ItzMe1972
Member since Dec 2013
9801 posts
Posted on 11/30/16 at 10:00 pm to
Fee on $100 card is likely $6 which you pay at time of purchase.

Those cards do not work on all online services.
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
13858 posts
Posted on 11/30/16 at 11:31 pm to
I buy them at Winn Dixie to get the 6% cash back points at grocery stores on my Amex because I'm a bit of a cheap arse. I always get them for the max $500. There is a set fee of $5.95 to activate the card no matter how much money you put on it.
Posted by LNCHBOX
70448
Member since Jun 2009
84116 posts
Posted on 12/1/16 at 5:54 am to
Just give the person cash or a check. It's so much easier to deal with. A visa gift card is no more thoughtful than cash, and it costs you money.

My MIL just gave me one for my birthday, and I wish she saved herself the $6. It's not that I don't appreciate the gift. It's just pointless to me to pay $6 just to give something that is harder to use.
Posted by Bullfrog
Institutionalized but Unevaluated
Member since Jul 2010
56253 posts
Posted on 12/1/16 at 6:44 am to
quote:

Those cards do not work on all online services
In my experience, to use them online, you have to follow the fine print instructions to set it up with your name and address. Then they work like a credit or debit card.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 12/1/16 at 8:34 am to
$5.95 at Albertsons/Office Depot/Office Max
$4.95 at Winn-Dixie/Rite-Aid/CVS
$4.94 at WM
$3.95 at Simon Malls

You can also buy them online at Giftcards.com or Staples.com.
This post was edited on 12/1/16 at 8:35 am
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