re: Dividend stocks and DRIPs as a long term investment vehicle

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I just laid out a 33 year DRIP return of 10 major US companies and not 1 returned less than 24x your money in a DRIP.

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No you didn't. Several of your holdings fell shy of that.

And several of the holdings didn't even get a third of what you would have gotten in a even a highly conservative non dividend large cap fund over the same time frame.

When it averages out to be (imagine that) about the same.

Hey, if you have zero risk tolerance and no stomach for fluctuation, that's you.

But don't walk around as if you "stumbled" on this magical low risk high return strategy that's really the only smart way to go.

That's why every kid should open and put money in a Roth ASAP.

I think I'm going to move a couple hundred from my saving account to there now because of this thread.

You must be in asset management and worried about losing fees involved with telling people to buy dividend paying blue chips.....seems like 60%+ of most etf listed in this thread are the same stocks you could buy on your own and mitigate risk while collecting a higher dividend that's all I ever said

Quick hijack/question on roth's y'all might know:

Say since April I have made 2k. I will make another 3k by next April. Can I technically put 5k into a roth now so long as I make it by april?

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Say since April I have made 2k. I will make another 3k by next April. Can I technically put 5k into a roth now so long as I make it by april?

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I think that's right, but you have to specifically designate the contributions between January 1 and April 15 as towards the previous year's limit.

Yes. You can max it out anytime you want. You can put up to $5,500 by the deadline of 4/15/14.

Ooooo

Ooooo

I can play this game too!

Let me try:


You must be a broker to advocate a strategy that would generate lots of commissions as a consequence of having to buy so many different stocks.

My most expensive fund comes out to be 963 dollars over 10 years per 10k invested.

And that fund makes far more than the .41% I lose compare to my dividend stock holdings

I think I can take that hit....

Up 40% in the past year

Volvagia you're young,you clearly know it all, you're not seeing the big picture bc you truly don't have the assets to where it would even matter.I'd assume your total portfolio is well under $50k at this point Let me put it another way, your relative works his whole life, he dies, he leaves you XLP ETF worth $2M you first off won't be taxed on the gains so you can liquidate at that point.

You have 2 choices, observe XLP and its top 10 holding which make up 60% of the fund and decide to buy those on your own OR you continue holding and paying $3,600/year and rising as your base grows

over 10 years you pay $36,000 at least, yes a miniscule .18% of that $2M to be informed on how to buy consumer staples you could have bought on your own, there's a list of the ETF's holdings!

you are truly missing the point im trying to make, that ETF's are nice, but if you can do your own research, even 30 minutes a day is 3.5/hrs a week of research you will be ahead of the game and you can save alot of money in the long run

ETF's were created to make money off the ignorance of the many, sorry, that's just the truth. The take your regular joe who knows nothing about the markets, can't read a balance sheet, and understands nothing about dividend history,payout ratios and growth and wow them with all kinds of statistics and returns, etc all while collecting that tiny fee over and over on billions of dollars

I choose to do it on my own, i wont share my insights anymore then.Being able to stand on your own is a basic premise of life at all levels, if you can't stand on your own with your investments you need to think twice about diving in.

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i wont share my insights anymore then

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Noooooooooo