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Message
Current rates for new car purchase
Posted on 8/27/15 at 9:06 am
Posted on 8/27/15 at 9:06 am
Anyone have any general idea who has the best rates in NOLA/Metairie for a new car purchase? Anybody have good or bad experiences (hidden fees etc)?
5
Posted on 8/27/15 at 9:32 am to Crbello4Hiceman
I obtained 1.99 % from LightStream (SunTrust Bank) for an auto loan. Unsecured, no lien on title.
Posted on 8/27/15 at 9:53 am to Crbello4Hiceman
I just got a rate of 1.49% at Penfed
Posted on 8/27/15 at 10:52 am to Crbello4Hiceman
What brand, term length, etc?
Posted on 8/27/15 at 11:02 am to GoldenD
Open to whatever can get me a cheaper rate but looking to do 60 months. I feel like the rate cut for going shorter isn't really worth it. Car brand is a new jeep wrangler. Doing 10% of total ending out the door price (including fees & TT&L). With rates so low, I can't bring myself to do 20% or more down.
This post was edited on 8/27/15 at 11:16 am
Posted on 8/27/15 at 11:05 am to Crbello4Hiceman
why do you have to do any?
Posted on 8/27/15 at 11:15 am to deNYEd
Haha- actually, that's a good point... I'll ask about 0 down.
Posted on 8/27/15 at 11:36 am to Crbello4Hiceman
Seriously, look at PenFed. It appears you have to be military to join, but choose "other" option when joining and you can pay a 1-time fee to join the "national military family association" for $15. You will also have to put another $5 in penfed account to verify membership. After that get approved up to a $(x). Walk into dealership with penfed pre-approved financing and do all your haggling while letting them assume you are financing through them.
Posted on 8/27/15 at 12:56 pm to deNYEd
i have good cred and just got 2.3 from state farm
ETA: 4 weeks ago
ETA: 4 weeks ago
This post was edited on 8/27/15 at 12:57 pm
Posted on 8/27/15 at 3:24 pm to deNYEd
quote:
I opened a PenFed acct back in January after reading about it on here. Figured it would come in handy for my next mortgage or car loan. I'm starting to shop a little for a vehicle and I went to PenFed's site and they are offering .99% on new purchases. I just clicked a few times to see what the process was and was expecting to just see if I was approved. Next thing I know it's 3 days later and I get a 30K check in the mail from PenFed. Kinda scary how easy it was. I haven't even decided on a vehicle but the check is good for 90 days so we'll see how it goes.
I posted this a few months ago. The rate has jumped to 1.49% but I plan on using the PenFed check this weekend on a new vehicle. Couldn't have been easier.
Posted on 8/27/15 at 3:31 pm to slinger1317
you can still get.99% through their buying program with pre approved cars. 1.99% for used car which OP could possibly get with good credit
Posted on 8/27/15 at 9:03 pm to Crbello4Hiceman
Recently got 1.75 from BOA.
Posted on 8/28/15 at 7:47 am to Crbello4Hiceman
0% 72mos - Ford
Posted on 8/28/15 at 9:21 am to swanny297
How's your credit?
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