Wife and I are finally getting around to combining our finances and will have a joint account that all of our joint necessity expenses will come from (gas, groceries, mortgage, eating out together, insurance etc). Is there a calculator that will give me the best option for credit card under my circumstances or does the board have a recommendation?

PS - We both have excellent credit and never carry a balance so this is strictly based on usage-->rewards

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Posted by The Connoisseur

Member since Jan 2011

1012 posts

Posted on 11/29/16 at 6:48 pm to LSUDbrous90

There's a new startup/app that analayzes your last 3-6 months (maybe more) of purchases and recommends a credit card for you and breaks down each option for you points wise, cash back, etc.

Unfortunately...... I read about it on business insider (or something similar) and can't remember the name and just tried googling it but no luck. Hopefully someone will know what I'm referenceing. Nerd Wallet is also a good starting point. If the name comes back to me or I find it, I'll edit and post it

ETA: it might be Glyph. Although, I think I remember the article mentioning it being new and that's been out for 4 years or so.

ETA 2: it looks like they went under. Ha sorry, hopefully someone comes and mentions the one I read about

This post was edited on 11/29/16 at 6:53 pm

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Posted by FalseProphet

Mecca

Member since Dec 2011

11707 posts

Posted on 11/29/16 at 7:12 pm to The Connoisseur

It's called Birch.

Business Insider article

I'm going to try it out now.

ETA: Just did it. It says I have the right card for my purchases. So that's nice.

This post was edited on 11/29/16 at 7:19 pm

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Posted by The Connoisseur

Member since Jan 2011

1012 posts

Posted on 11/29/16 at 7:23 pm to FalseProphet

Thanks, Prophet. I'm gonna check it now, too

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Posted by Lsut81