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Started By
Message
Citibank CC, how ridiculous.
Posted on 4/11/16 at 9:38 am
Posted on 4/11/16 at 9:38 am
I have a credit limit on this card that is ridiculously low. My credit scores are in the mid 700s, getting better every month. No lates on any account for over 4 years. I've had the account since 1996 so it's good for my credit age.
I requested a limit increase (to help my utilization scores), which was denied due to "a delinquent credit obligation either paid or unpaid with another creditor." Seems very bizarre. Any one else have problems with Citi?
I requested a limit increase (to help my utilization scores), which was denied due to "a delinquent credit obligation either paid or unpaid with another creditor." Seems very bizarre. Any one else have problems with Citi?
7
Posted on 4/11/16 at 10:03 am to Havoc
Have you checked your credit reports, not score, recently? Anything negative or past due in the past year?
Posted on 4/11/16 at 10:18 am to Havoc
Check your credit report, it's free.
Posted on 4/11/16 at 10:24 am to Havoc
quote:Seems like you need to check your credit report.
I requested a limit increase (to help my utilization scores), which was denied due to "a delinquent credit obligation either paid or unpaid with another creditor." Seems very bizarre
Posted on 4/11/16 at 10:27 am to Havoc
Posted on 4/11/16 at 10:31 am to Havoc
it's really easy to get a different credit card you know
Posted on 4/11/16 at 11:07 am to Havoc
I've had no problems getting credit increases with my Citi Double Cash card, so it's not the company. Must be something on your credit report.
Posted on 4/11/16 at 11:21 am to Havoc
If you had late pay/no pay just 4 years ago, you have your answer in all probability. Just saying. Good luck.
Posted on 4/11/16 at 1:57 pm to schexyoung
quote:
Have you checked your credit reports, not score, recently? Anything negative or past due in the past year?
Oh yeah, frequently. No, nothing.
Posted on 4/11/16 at 1:59 pm to dwr353
quote:
you had late pay/no pay just 4 years ago, you have your answer in all probability. Just saying. Good luck.
That's the only thing I can figure. Seems odd when everything else checks out and the limit is so minimal, but that must just be the protocol.
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