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Car wreck insurance question

Posted on 4/26/15 at 5:25 pm
Posted by Tigeralltheway
Member since Jan 2014
2571 posts
Posted on 4/26/15 at 5:25 pm
Got rear-ended (haha I know) about a month ago. Finally spoke to adjuster Friday and car is getting totaled. How long does it normally take to be able to get another car?
Posted by tigerbacon
Arkansas
Member since Aug 2010
3698 posts
Posted on 4/26/15 at 5:40 pm to
When I was hit and car was totaled, it took 1 week for them to total it, and two weeks before I had the check in my hand minus the payoff amounts that they send directly to the bank or whoever you financed with.
Posted by Reubaltaich
A nation under duress
Member since Jun 2006
4967 posts
Posted on 4/26/15 at 7:17 pm to
When one of our vehicles was 'totaled' by the other persons insurance company, I received the check in about a week. It was a lot less than I was expecting.

Depends on the insurance company though.
Posted by 756
Member since Sep 2004
14874 posts
Posted on 4/26/15 at 7:23 pm to
depends on insurance company

Do your homework and make sure you get top book value,

Secondly do not sign a medical release - make them settle the car first-

there is room for negotiation on the total of the car.

You should get retail value plus tax title and license

Went through this last year. Stand your ground or call an attorney
This post was edited on 4/26/15 at 7:25 pm
Posted by Tigeralltheway
Member since Jan 2014
2571 posts
Posted on 4/26/15 at 7:25 pm to
We have an Attny for personsl injury. We found a car yesterday that I think we'll miss out on
Posted by 756
Member since Sep 2004
14874 posts
Posted on 4/27/15 at 7:22 pm to
make a down payment and ask the dealer to hold or just finance it with the credit union and pay it off when the check comes in
Posted by Slickback
Deer Stand
Member since Mar 2008
27683 posts
Posted on 4/28/15 at 1:56 pm to
What insurance company hit you? GoAuto, USAgencies, Safeway or similar and you may be waiting a while.

Most claims are separated between bodily injury and property damage and both sides want to settle as quickly as possible.
Posted by TSLG
Member since Mar 2014
6724 posts
Posted on 4/28/15 at 9:07 pm to
quote:

We have an Attny for personsl injury. We found a car yesterday that I think we'll miss out on


Why aren't you asking him these questions?
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