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Started By
Message
Best credit card to roll over current CC balance?
Posted on 4/6/17 at 10:00 am
Posted on 4/6/17 at 10:00 am
I need to cancel my current card and transfer the balance to a new one.. which free CC do you recommend? TIA 
This post was edited on 4/6/17 at 10:06 am
3
Posted on 4/6/17 at 10:06 am to Uncle JackD
Chase Slate
Posted on 4/6/17 at 10:10 am to LSUtoOmaha
Does it matter that I bank with capital one?
Posted on 4/6/17 at 10:26 am to Uncle JackD
Would it better to cancel a credit card or just let it sit with a 0 balance? I have a discover card that I have used maybe 3 times in the past 3 years and would rather get an American Express
Posted on 4/6/17 at 10:35 am to Uncle JackD
No, your bank is irrelevant. The chase slate is great for this because it has a 0% balance transfer fee, while the industry standard is 3%. There is no interest on the balance for 15 months.
Posted on 4/6/17 at 10:42 am to LSUtoOmaha
Nice. Just got it seen about. That's a great deal
Posted on 4/6/17 at 11:14 am to Uncle JackD
quote:
Just got it seen about.
Posted on 4/6/17 at 11:16 am to Uncle JackD
Checkout the Frontier MasterCard. They give you airline points for balance transfers. SO FEW will do that.
They'll also give you 40,000 miles for spending just $500 in just THREE MONTHS! 
They'll also give you 40,000 miles for spending just $500 in just THREE MONTHS!
This post was edited on 4/6/17 at 11:17 am
Posted on 4/6/17 at 12:25 pm to bayoubengals88
quote:
They'll also give you 40,000 miles for spending just $500 in just THREE MONTHS!
I thought you said you didn't like it because it only comes out to one free flight instead of two?
Posted on 4/6/17 at 1:23 pm to kc8876
Still a good deal, and a rare offer for a balance transfer!
I was just disappointed...I still might be wrong about that too. I haven't called.
** Roundtrip award travel may be booked once a minimum of 20,000 miles have been earned and deposited into member's EarlyReturns® account. Award tickets on Frontier flights are subject to availability and capacity controls. Subject to taxes and fees starting from $11.20. Please see important information about the Frontier Airlines EarlyReturns® program in the Terms and Conditions.
I was just disappointed...I still might be wrong about that too. I haven't called.
quote:
Earn 40,000 bonus miles after $500 in purchases in the first 90 days
Redeem miles for two domestic roundtrip award tickets (subject to fees/taxes starting from $22.40)**
Earn 2 miles per $1 on FlyFrontier.com purchases and 1 mile per $1 on all other purchases
Award Redemption Fee Waiver
Just use your card for at least one purchase every 6 months to keep miles from expiring
Complimentary FICO® Credit Score
0% Intro APR on balance transfers made within 45 days of account opening. After that, a variable APR of 16.49% or 25.49%, based on creditworthiness
Earn a $100 Frontier Airlines flight discount voucher after your account anniversary when you have spent $2,500 or more in purchases on your account during your cardmembership year
** Roundtrip award travel may be booked once a minimum of 20,000 miles have been earned and deposited into member's EarlyReturns® account. Award tickets on Frontier flights are subject to availability and capacity controls. Subject to taxes and fees starting from $11.20. Please see important information about the Frontier Airlines EarlyReturns® program in the Terms and Conditions.
This post was edited on 4/6/17 at 1:36 pm
Posted on 4/6/17 at 1:42 pm to slapahoe
quote:You've got a three year history...that's significant if you're young. Keep it if you need that kind of credit history.
Would it better to cancel a credit card or just let it sit with a 0 balance? I have a discover card that I have used maybe 3 times in the past 3 years and would rather get an American Express
I've got 8-10 credit cards. Haven't used some in years. No harm done.
Posted on 4/6/17 at 2:46 pm to Uncle JackD
Do the Chase Slate card. Best balance transfer offer out there.
As an aside, there is no way in hell I'll ever fly on Frontier Airlines.
As an aside, there is no way in hell I'll ever fly on Frontier Airlines.
Posted on 4/6/17 at 3:19 pm to VABuckeye
Sorry, I'm not rich! I just like 3 hr direct flights to Denver!
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