- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Best/Cheapest Home Insurance Companies?
Posted on 10/25/16 at 1:15 pm
Posted on 10/25/16 at 1:15 pm
I am getting some drastic changes in cost on an older home in the Southdowns area. I have received quotes back from about 7 companies, numbers running from $1,500-$3,000.
Any recommendations on who to call?
Any recommendations on who to call?
9
Posted on 10/25/16 at 1:28 pm to GeauxTime9
Have you tried Farm Bureau? Gave me a really good rate.
Posted on 10/25/16 at 1:29 pm to GeauxTime9
who's the $1500 option?
Posted on 10/25/16 at 1:34 pm to Chad504boy
quote:
who's the $1500 option?
State Farm
Posted on 10/25/16 at 1:53 pm to GeauxTime9
I'm paying about 850 for 225k worth of coverage with Travelers
Posted on 10/25/16 at 2:04 pm to GeauxTime9
quote:
GeauxTime9
quote:
who's the $1500 option?
quote:
State Farm
You have your answer.
Posted on 10/25/16 at 2:17 pm to GeauxTime9
apples to apples coverages? Replacement Cost contents etc? What's the storm deductible? 5% What's your coverage A quoted?
Posted on 10/25/16 at 2:52 pm to GeauxTime9
Go to the department of insurance website. They have a pricing guide from all carriers based on certain criteria
Posted on 10/25/16 at 6:54 pm to GeauxTime9
USAA
Posted on 10/25/16 at 9:49 pm to GeauxTime9
$900/year for $300k coverage, $1,000 deduct, 2% hurricane deduct, and $150k contents all replacement cost
Federated National
Federated National
Posted on 10/26/16 at 6:25 am to TigerTatorTots
There are so many factors that are involved here that no one on here will be able to tell you what company is the best. We have over 25 companies in southern Louisiana and there are many factors that determine what company is the best for you. Each company has better rates for what they like ex. Older homes, newer homes, exact location, construction, your credit score, claims history, type of roof etc. The only way get the best rate for yourself is have an independent insurance agent with a larger agency shop you around. Once you have the best rate you then can make sure the company is backed by the state. Not promoting myself at all but if you want to shop your policy from over 25 compaines(every independent company in the state) I would be happy to help you out. I work for one of the largest independent compaines in LA.
This post was edited on 10/26/16 at 6:32 am
Posted on 10/26/16 at 9:47 am to SaintNation
Maison
Access Home
UPC
Just to name a few...
Access Home
UPC
Just to name a few...
Posted on 10/26/16 at 9:47 am to TigerTatorTots
quote:
Federated National
definitely won't be the same for all.
Posted on 10/26/16 at 6:51 pm to GeauxTime9
UPC would probably be a good option on this one.
Posted on 10/26/16 at 7:21 pm to GeauxTime9
Maison Insurance based in Baton Rouge
Posted on 10/26/16 at 7:46 pm to GeauxTigers1983
quote:
Maison Insurance based in Baton Rouge
Maison is good but they usually aren't that competitive on older homes. Same with FedNat. You're better off just going to the 2-3 biggest independents you know and asking them to give you a quote.
Posted on 10/27/16 at 6:31 pm to GeauxTime9
Try ASI.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News