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Rex
LSU Fan
Here, there, and nowhere
Member since Sep 2004
60488 posts

Any credit agency workers here?

Suppose Joe Blow makes a loan for a house or a car or whatever.

How many installments on the loan does he have to send in on a timely basis in order to score a positive comment on an Equifax-type credit report?



bubbz
Baylor Fan
Team Boxtard
Member since Mar 2006
18961 posts

re: Any credit agency workers here?
I'd say at least 12. This is coming from someone who looks at credit daily.


Rex
LSU Fan
Here, there, and nowhere
Member since Sep 2004
60488 posts

re: Any credit agency workers here?
Thank you, sir!


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JonTheTigerFan
LSU Fan
Central, LA
Member since Nov 2003
4936 posts

re: Any credit agency workers here?
What do you mean by "positive comment?" Every month you're not 30 days late your account will be noted as "pays as agreed." My Equifax FICO score immediately increased when my mortgage showed up on my report. The FICO scoring models like to see a mix of credit, mortgage accounts being part of that.


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