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Question about college athlete surgeries
Posted on 8/19/16 at 2:32 pm
Posted on 8/19/16 at 2:32 pm
Isaiah Washington just got out of surgery. Who pays for the surgery when a college athlete has to undergo some type of procedure?
4
Posted on 8/19/16 at 2:33 pm to LigerFan
I assume LSU's insurance company
Posted on 8/19/16 at 2:42 pm to LigerFan
If the injury occurred during activities related to their sport, then LSU (via their insurance company) will cover all associated costs.
Posted on 8/19/16 at 4:29 pm to Golfer
Yes, the school/insurance pays for it and I'm sure like most schools LSU has access to the best orthopedic docs in the area. Had my ACL/MCL repaired due to injury while at Madison and I didn't have to pay a cent.
Posted on 8/19/16 at 4:59 pm to LigerFan
Interesting info here LINK
TL;DR, the NCAA provides, free of charge, a catastrophic umbrella policy with a $90k deductible, and requires student athletes to have a policy covering costs up to that deductible. The school is permitted, but not required to pay for that individual policy. I assume LSU and other major schools do, but I guess some shoestring programs make the kids pay the premiums themselves.
TL;DR, the NCAA provides, free of charge, a catastrophic umbrella policy with a $90k deductible, and requires student athletes to have a policy covering costs up to that deductible. The school is permitted, but not required to pay for that individual policy. I assume LSU and other major schools do, but I guess some shoestring programs make the kids pay the premiums themselves.
Posted on 8/19/16 at 6:00 pm to LigerFan
Both of my college baseball players had surgeries and the college's insurance covers the costs of surgeries and rehabilitation. 
Posted on 8/19/16 at 6:02 pm to Jim Rockford
$90k deductible??
Posted on 8/19/16 at 6:03 pm to Yewkindewit
I have a daughter that played D2 basketball and had two ACL surgeries during her college career. We filed on our insurance and the school picked up what wasn't covered by our insurance.
Posted on 8/19/16 at 6:55 pm to Mikey Ballgame
Exactly what Mickey Ballgame says....
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