re: Anybody recently refinance student loans?

Refinanced 80% of my wife's loans with Sofi for just under 4% at 7 years. That is a .5% drop of the rate we had with sofi and added another $30k from another student loan. All were private loans and not under the federal protections. You could reduce the rate another .5% if you go to 5 years, but it wasn't worth it to us. We are pulling back on the student loan pay down and shifting to post tax investing.