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Started By
Message
Switching car insurance
Posted on 3/17/19 at 1:02 am
Posted on 3/17/19 at 1:02 am
32 here, 2014 Ram, no tickets or accidents
I’ve used USAA for 10 years now. My current coverage is 100/300/100, UM, and 100/comprehensive, 500 collision. $1200/6 months.
I just got a few quotes and for the same coverage, progressive-$722, geico-$936.
How is it dealing with these 2 companies? I’ve never had a claim, but I’ve heard that USAA is amazing to work with. But I doubt it’s $1k a year better.
I’ve used USAA for 10 years now. My current coverage is 100/300/100, UM, and 100/comprehensive, 500 collision. $1200/6 months.
I just got a few quotes and for the same coverage, progressive-$722, geico-$936.
How is it dealing with these 2 companies? I’ve never had a claim, but I’ve heard that USAA is amazing to work with. But I doubt it’s $1k a year better.
Posted on 3/17/19 at 4:32 am to indytiger
Progressive is great claims service
Posted on 3/17/19 at 7:16 am to indytiger
That seems really high to me. Currently carry geico and have no complains. I’ve had to open up 2 claims over the last 3 years since joining them, and it’s been an easy process.
Posted on 3/17/19 at 7:59 am to thegreatboudini
Had liberty mutual for years, shopped one day to check competitors, and progressive was the same coverage at a savings of more than $1800/year.
Posted on 3/17/19 at 9:02 am to indytiger
They're all pretty good on the claims side. It's surprising USAA is that high. They're typically very competitive. You're positive it's the same everything?
Posted on 3/17/19 at 9:14 am to thegreatboudini
Inadvertent downvote.
I ageee with Geico’s claim process. I’ve had 3 over 5 years and it’s very easy. I check rates every 6 months and they continue to be the least expensive.
I ageee with Geico’s claim process. I’ve had 3 over 5 years and it’s very easy. I check rates every 6 months and they continue to be the least expensive.
Posted on 3/17/19 at 12:36 pm to indytiger
We have used Geico for about 8yrs - never had any issues with claims whether our fault or not.
Posted on 3/17/19 at 1:00 pm to indytiger
quote:
I’ve used USAA for 10 years now. My current coverage is 100/300/100, UM, and 100/comprehensive, 500 collision. $1200/6 months.
i pay just under $360 per year for insurance through usaa. 100/300/100 with UM and 1000 deductible.
no accidents. no tickets either.
which state are you located in?
one company that is rated really highly (go back and forth with usaa on top insurance provider) is amica. may be worth a shot. don't believe geico rates high.
This post was edited on 3/17/19 at 1:02 pm
Posted on 3/17/19 at 1:08 pm to Lincoln Dawson
He’s in LA.
Where rates are truly an arm and a leg.
Where rates are truly an arm and a leg.
Posted on 3/17/19 at 4:26 pm to indytiger
Been with usaa for about 18 years and will start shopping soon as well. They have gone up substantially in the past two years on home and auto.
Posted on 3/17/19 at 5:47 pm to Ton Chou
Looking to start shopping as well, but home and auto. In Lafayette area...any recs for insurance agents? Thanks.
Posted on 3/17/19 at 6:33 pm to TygerB8
We use Geico for auto and ANPAC for home, still cheaper than the combined rates from a single company.
Posted on 3/17/19 at 7:02 pm to indytiger
Just switched from USAA to Geico.
USAA kept climbing. My latest renewal was $280/month for a 4 year old car and 9 year old small SUV. All the same coverage you listed.
Geico is $157/month for all the same.
USAA kept climbing. My latest renewal was $280/month for a 4 year old car and 9 year old small SUV. All the same coverage you listed.
Geico is $157/month for all the same.
Posted on 3/17/19 at 7:11 pm to swanny297
Thanks! Will check them out
Posted on 3/18/19 at 9:32 am to indytiger
I'm 38 and also have a 2014 Ram (Laramie), no tickets or accidents and have the same coverage, 100/300/100, UM and 100 comp and 500 collision and I pay $568.00 per year with Safeco.
Posted on 3/18/19 at 3:37 pm to TygerB8
quote:
. In Lafayette area...any recs for insurance agents?
We use Tommy Hebert with Liggio Insurance. We have our home and auto through them and he shopped around and saved us quite a bit of money when we switched a couple years ago.
Posted on 3/18/19 at 3:40 pm to indytiger
I'm in Louisiana. Also, for what its worth, I use Patin Insurance Agency in Baton Rouge.
Posted on 3/19/19 at 9:03 am to SaintWest
i was with usaa for 22 years and recently changed. in my case the vehicle rates were about the same but the homeowners was alot less...like half. I still use USAA for my everyday checking but i am about to pull everything else i have with them. they have really gone downhill.
Posted on 3/19/19 at 2:33 pm to indytiger
quote:
geico
I have never had a claim, but this is who I used. Occasionally I shop around but no beats there price, including USAA and Progressive.
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