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UPDATE PG 4: PSA.....Busted pipes are not covered under flood insurance?
Posted on 1/17/18 at 1:44 pm
Posted on 1/17/18 at 1:44 pm
According to my internet friends
This post was edited on 1/17/18 at 3:41 pm
20
Posted on 1/17/18 at 1:45 pm to tgrbaitn08
pretty sure that's homeowners
Posted on 1/17/18 at 1:47 pm to tgrbaitn08
Trick question. Neither are going to want to cover
Posted on 1/17/18 at 1:47 pm to tgrbaitn08
Homeowners
Posted on 1/17/18 at 1:48 pm to tgrbaitn08
Didnt wrap your pipes huh
This post was edited on 1/17/18 at 1:50 pm
Posted on 1/17/18 at 1:51 pm to tgrbaitn08
Homeowners
This post was edited on 1/17/18 at 1:52 pm
Posted on 1/17/18 at 1:53 pm to tgrbaitn08
quote:
Are busted pipes covered under homeowners or flood?
Homeowners but you would be on the hook for the actual repairs to the pipes. Homeowners would cover any subsequent water damage to the house.
Posted on 1/17/18 at 1:54 pm to tgrbaitn08
From Katrina I remember flood covers waters that rise, or something similar.
So flood won’t cover burst pipes.
So flood won’t cover burst pipes.
Posted on 1/17/18 at 1:54 pm to tgrbaitn08
Homeowners...but is there any damage besides just a small section of exposed pipe outside that busted? If that's the only damage then its probably not worth filing a claim by time you factor in your deductible.
Posted on 1/17/18 at 2:01 pm to tgrbaitn08
Why the in the world would it be covered by flood insurance?
Posted on 1/17/18 at 2:03 pm to tgrbaitn08
It’s not that hard to fix u puss
Posted on 1/17/18 at 2:04 pm to tgrbaitn08
quote:
Are busted pipes covered under homeowners or flood?
is this a serious question?
Posted on 1/17/18 at 2:21 pm to tgrbaitn08
if its just a busted pipe and some sheetrock repair then its usually going to be near break even cost vs the amount of the deductible in most cases, then the policy premiums will go up after you make a claim, actually costing you more then just fixing it without a claim.
best thing to do is just bite the bullet unless you are getting into a thousands of dollars repair
best thing to do is just bite the bullet unless you are getting into a thousands of dollars repair
Posted on 1/17/18 at 2:37 pm to tgrbaitn08
This what your insurance agent will turn into when trying to make a claim.
Posted on 1/17/18 at 2:44 pm to tgrbaitn08
Homeowner's.
Posted on 1/17/18 at 3:03 pm to tgrbaitn08
go to FEMA flood insurance website
a flood of dry land 2 or more acres
From FEMA: FEMA
a flood of dry land 2 or more acres
From FEMA: FEMA
quote:
What Is a Flood? Flood insurance covers direct physical loss caused by “flood.” In simple terms, a flood is an excess of water on land that is normally dry. The official definition used by the National Flood Insurance Program is: “A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from: Overflow of inland or tidal waters; Unusual and rapid accumulation or runoff of surface waters from any source; Mudflow*; or Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above.” * Mudflow is defined as: “A river of liquid and flowing mud on the surfaces of normally dry land areas, as when earth is carried by a current of water.” Other earth movements, such as landslide, slope failure, or a saturated soil mass moving by liquidity down a slope, are not mudflows.
Posted on 1/17/18 at 3:13 pm to tgrbaitn08
Flood insurance also doesn’t cover if your house burns down....according to my internet friends.
Posted on 1/17/18 at 3:30 pm to tgrbaitn08
quote:
According to my internet friends
Well they're right for once.
Posted on 1/17/18 at 3:54 pm to tgrbaitn08
Homeowners will cover water damage if the source of the water was inside the home. I know this because during a drought a few years ago a mouse got into my home and chewed into the waterline that fed my fridge.
How that pertains to a busted pipe I'm not sure.
How that pertains to a busted pipe I'm not sure.
Posted on 1/18/18 at 9:56 am to tgrbaitn08
But zombie apocalypses are.
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