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Posted on 10/27/17 at 10:18 am to CalcuttaTigah
quote:
I just wonder if this is a case of using a small town mortgage company.
Not sure about that but I would definitely look around. Your credit score and down payment should get you lower than 4.125%. At least I would think so. Someone on here may correct me.
Posted on 10/27/17 at 10:39 am to CalcuttaTigah
Just went through a similar situation in Texas a few months ago. With good credit, I found it amazing how fast rates started dropping once I introduced a second lender into the mix. Depends on the time you have until closing, etc. But definitely go find a mortgage broker or another bank to run parallel and play them off each other a couple times. You'll probably be able to knock 3/8 or 1/2 off that rate and get them to eat some closing costs.
Posted on 10/30/17 at 9:35 am to CalcuttaTigah
Calcutta Tigah, I have someone I can recommend to you that lends in TX. Email me at lsutigr531@gmail.com if you want his info.
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