re: Debit card skimmer on ATMs Fraud

In 2008 I was attempting to renew my gym membership at the counter of the local fitness center. My BOA Visa was declined so I called the bank and they said it was frozen due to suspicious activity.

Earlier that day a transaction for $300.00 was made at a Lowe's in BC Canada, then an hour later an additional charge for $5,000.00 was attempted but the bank wouldn't allow it, at a Home Depot in the same Canadian area. The BOA fraud representative I spoke with told me the transactions were attempted using a card that had been made with my information on the magnetic strip. Have no idea how the info was compromised, however BOA did not hold me responsible for the initial $300.00 and they sent me a new card within 2 days.