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Debit card skimmer on ATMs Fraud
Posted on 8/4/17 at 8:58 am
Posted on 8/4/17 at 8:58 am
Debit card skimmer on ATMs Fraud
Anybody have this happen to them? Any tips on preventing it? I heard if you pay for your gas inside-- it helps, as the skimmer machines that read your card are generally on the gas pumps.
Anybody have this happen to them? Any tips on preventing it? I heard if you pay for your gas inside-- it helps, as the skimmer machines that read your card are generally on the gas pumps.
This post was edited on 8/4/17 at 1:10 pm
23
Posted on 8/4/17 at 9:00 am to cajunangelle
I assume you don't have the chip
Posted on 8/4/17 at 9:01 am to cajunangelle
Never use a debit card. Use a credit card. Better protection and if the number is stolen they're stealing from the credit card company not your bank account.
Pay attention to your credit card purchases and report anything you don't recognize.
Pay attention to your credit card purchases and report anything you don't recognize.
Posted on 8/4/17 at 9:02 am to cajunangelle
Tech Board
Posted on 8/4/17 at 9:02 am to cajunangelle
My bank had two instances of skimmers installed. One of them got my dad @ Best Buy twice for 5k each time. They duplicated the card# and probably had an inside guy @ Best Buy who "overlooked" the ID requirement to buy a 5k TV.
Posted on 8/4/17 at 9:11 am to cajunangelle
Go to pump nearest the store. And wiggle the card slider before inserting your card.
Posted on 8/4/17 at 9:13 am to cajunangelle
In 2008 I was attempting to renew my gym membership at the counter of the local fitness center. My BOA Visa was declined so I called the bank and they said it was frozen due to suspicious activity.
Earlier that day a transaction for $300.00 was made at a Lowe's in BC Canada, then an hour later an additional charge for $5,000.00 was attempted but the bank wouldn't allow it, at a Home Depot in the same Canadian area. The BOA fraud representative I spoke with told me the transactions were attempted using a card that had been made with my information on the magnetic strip. Have no idea how the info was compromised, however BOA did not hold me responsible for the initial $300.00 and they sent me a new card within 2 days.
Earlier that day a transaction for $300.00 was made at a Lowe's in BC Canada, then an hour later an additional charge for $5,000.00 was attempted but the bank wouldn't allow it, at a Home Depot in the same Canadian area. The BOA fraud representative I spoke with told me the transactions were attempted using a card that had been made with my information on the magnetic strip. Have no idea how the info was compromised, however BOA did not hold me responsible for the initial $300.00 and they sent me a new card within 2 days.
Posted on 8/4/17 at 9:16 am to cajunangelle
My wife and I both have been hit in recent months. Thankfully Capital One notified us as someone attempted to spend money and we were able to block it.
Posted on 8/4/17 at 9:19 am to cajunangelle
Posted on 8/4/17 at 9:31 am to cajunangelle
Skimmers will always have to have a covert camera to capture your PIN. The simple act of covering or shielding the key pad when you enter your PIN will thwart this.
Skimmers can be rudimentary - an overlay of a skimmer over the card slot, or very sophisticated, a deep insert into the ATM machine. But the important thing to remember is that a skimmer will need a covert camera.
Shimmers, on the other hand, are inserted into the ATM machine and can record your PIN without the need of a camera.
Bottom line, cover the key pad whenever you enter your PIN and this will stop 95% of the technology used to create cloned cards.
Skimmers can be rudimentary - an overlay of a skimmer over the card slot, or very sophisticated, a deep insert into the ATM machine. But the important thing to remember is that a skimmer will need a covert camera.
Shimmers, on the other hand, are inserted into the ATM machine and can record your PIN without the need of a camera.
Bottom line, cover the key pad whenever you enter your PIN and this will stop 95% of the technology used to create cloned cards.
Posted on 8/4/17 at 9:44 am to cajunangelle
Happened to me a couple of months ago. Some NBR hoodrat stole my #. It was easy enough to prove because the idiot paid her Entergy bill with it.
I'm strictly credit card now.
I'm strictly credit card now.
Posted on 8/4/17 at 10:03 am to cajunangelle
One of my patients said it happened twice to him after using his card at the Racetrack in Dutchtown. The guys that got caught later with all the equipment were actually from Miami.
Posted on 8/4/17 at 10:07 am to cajunangelle
got burned by this at the racetrac in P'ville last Februay.
Stopped for gas on the way to work. By lunch time they had transferred $18k from our savings account to checking and made 15 $500 purchases.
Stopped for gas on the way to work. By lunch time they had transferred $18k from our savings account to checking and made 15 $500 purchases.
This post was edited on 8/4/17 at 10:09 am
Posted on 8/4/17 at 10:11 am to cajunangelle
quote:pull on the card reader before putting your card in.
tips on preventing it?
Posted on 8/4/17 at 10:25 am to cajunangelle
Everything I've read says never select "debit" when you pay outside at gas stations. This is a good article explaining why.
LINK
LINK
Posted on 8/4/17 at 12:59 pm to cajunangelle
Never use debit at a gas pump. Always use credit. Even if you are using your debit card, press the credit option and you do not have to put in your pin. Problem solved.
This post was edited on 8/4/17 at 1:34 pm
Posted on 8/4/17 at 1:05 pm to cajunangelle
You're a mess
Posted on 8/4/17 at 1:26 pm to cajunangelle
Wiggle the slot, skimmers will often feel slightly loose.
A far bigger concern should be blindly giving your card to a waitstaff member, who works for $2.10 an hour and has a camera phone. The vast majority of these people are wonderful, honest people, but is this practice totally safe. Europeans view us as fools for not demanding portable card readers.
A far bigger concern should be blindly giving your card to a waitstaff member, who works for $2.10 an hour and has a camera phone. The vast majority of these people are wonderful, honest people, but is this practice totally safe. Europeans view us as fools for not demanding portable card readers.
Posted on 8/4/17 at 1:50 pm to cajunangelle
Always use cash and always withdraw money from a teller.
Posted on 8/4/17 at 2:23 pm to cajunangelle
The biggest thing is before you put your card in any machine is to tug on it. Pull on the part of the ATM or gas pump where your card goes. 9 times out of 10 the skimmer is just a slide on piece of plastic with electronics imbedded. They pull right off so that the thief can get them on the machine and off quickly without being detected or raising suspicion. A little tug and shake will tell you a lot.
Secondly, look at the face of the machine to see if there are any marks, usually made with a sharpie. Criminals mark machines they have had success at in the past.
Secondly, look at the face of the machine to see if there are any marks, usually made with a sharpie. Criminals mark machines they have had success at in the past.
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