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re: Adding children to a credit card account
Posted on 7/27/17 at 10:48 am to The Spleen
Posted on 7/27/17 at 10:48 am to The Spleen
quote:
I disagree. Making them understand credit and how to build their own good credit score is more important.
I don't think teaching personal financial responsibility/discipline and setting your kid up with a solid credit score have to be mutually exclusive.
1
Posted on 7/27/17 at 11:12 am to PhiTiger1764
quote:
I don't think teaching personal financial responsibility/discipline and setting your kid up with a solid credit score have to be mutually exclusive.
I don't either, but I also don't think it's a great idea to have your kid graduate college with a good enough credit score to get a credit card with a $20k limit. There are plenty of programs out there for younger folks to take advantage of that help establish their credit, and those programs often offer competitive interest rates.
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