re: Why don't more wives demand their own retirment account?

quote:

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Divorce rulings essentially split the assets so what's the point?

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For one, as I said many women have very little in their name unless they steal it or they take something in their joint account at the time of a divorce. So to actually pay normal bills they either have to get court ordered payments from the spouse or they have to get back into the work force until a divorce is finalized which can take a year or years.

Furthermore, "splitting" assets can be very costly. If instead women had their own retirement accounts for example they could survive on their own until the divorce was finalized and they received everything else.

I'm saying that retirement savings are often times by the person. I don't get to either put $11k in my roth or $5500 into into mine and $5500 into my wife's, its split it up or only $5500 into mine. 401k and other retirement vehicles are usually the same way.