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re: Fraud Identity/Theft Concerns - "Yes" Phone Calls

Posted on 5/24/17 at 4:10 pm to
Posted by LSUtigerME
Walker, LA
Member since Oct 2012
3807 posts
Posted on 5/24/17 at 4:10 pm to
What exactly do they do with your "Yes" response?

Seems like such BS. Why do they need MY voice. No one that could authorize any charge or account in my name could distinguish my voice from any red-blooded southern American.

Snopes has no data to support it.
This post was edited on 5/24/17 at 4:15 pm
Posted by elposter
Member since Dec 2010
24981 posts
Posted on 5/24/17 at 4:34 pm to
quote:

What exactly do they do with your "Yes" response?

Seems like such BS. Why do they need MY voice. No one that could authorize any charge or account in my name could distinguish my voice from any red-blooded southern American.


What I've always thought when people talk about the grave danger of saying yes. How exactly are they going to use my voice? Are there people out there in charge of authorizing transactions / opening accounts that are using sophisticated voice technology that will verify my voice?
Posted by GeauxColonels
Tottenham Fan | LSU Fan
Member since Oct 2009
25604 posts
Posted on 5/24/17 at 5:01 pm to
quote:

What exactly do they do with your "Yes" response?


I honestly don't know how it would work. I found this LINK from ABC News where the FCC claims they can use the recording of your voice to authorize fraudulent charges via telephone.

Nevertheless, I just went to the sites of the 3 Credit Reporting Companies and did what I can do there. Honestly, everyone should probably be going there anyway. I do keep tabs on my credit score and # of accounts. TransUnion has TrueIdentity and the TrueID mobile app that can be pretty handy. On the app, I locked my TransUnion credit report. You can unlock it at any time according to them. There are also options to file an Initial Fraud Report for a 90-day period....so there's that option as well.
Posted by TigerDeBaiter
Member since Dec 2010
10268 posts
Posted on 5/24/17 at 9:18 pm to
quote:

Seems like such BS. Why do they need MY voice. No one that could authorize any charge or account in my name could distinguish my voice from any red-blooded southern American.


My vanguard accounts have my voice on file to use as a password. Not sure how they do it, but it works.
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