re: Can someone explain TOPS to me?

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2. Should have financial need

disagree. should just go to kids who won't get the big scholarships but have actual potential. if any financial need component exists, it shouldn't be anything other than a household income ineligibility threshold, and a relatively high one at that, like $200,000 or something. i certainly would be on board for drop-out repayment requirement too
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1. The state shouldn't run it

but why do you say this, and else did you have in mind

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I agree it should be a high income threshold, but I know some people who's fam makes 2-300k a year and got TOPs which is bullshite.

The repayment is essential for long term success because this will stop a lot of kids who go to school for 1-2 semesters for free then drop out.

And because the government does nothing well. A 5 person appointed 501c3 could do it much cheaper, more efficiently, fairly and more effective