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re: Pre existing conditions

Posted on 5/8/17 at 10:31 am to
Posted by roadGator
Member since Feb 2009
141110 posts
Posted on 5/8/17 at 10:31 am to
quote:

If her company folds she is SOL. If she left her job for any reason and had to shop again? She's in deep crap. Company changes carrier? I'm not sure.


Company folds: Options include COBRA, AHCA, find another job. So, not SOL.

Left her job: Options still include COBRA, AHCA find another job within 63 days. So, not in deep crap.

Company changes carriers: That is just full takeover of all people regardless of health status. No medical underwriting occurs at the individual level.

Feel better? Don't let the dems scare you. They are targeting the ignorant.
Posted by LSU alum wannabe
Katy, TX
Member since Jan 2004
27050 posts
Posted on 5/8/17 at 11:19 am to
quote:



Company folds: Options include COBRA, AHCA, find another job. So, not SOL.

Left her job: Options still include COBRA, AHCA find another job within 63 days. So, not in deep crap.


Cobra is steep but I know temporary. Her shopping again with the child mentioned is gonna be tough.

This is a big "for instance" but I wonder if an employer looks at this? Cold blooded but I could understand taking another applicant based on ease of getting them insured.
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