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Message
re: " Lack of recent credit history"
Posted on 3/13/17 at 1:38 pm to redfishfan
Posted on 3/13/17 at 1:38 pm to redfishfan
quote:
I have a really good credit score but I'm not proud of it. All it means is I'm in debt and pay my bills on time.
Why would you not be proud of it? Damn near everyone is in some sort of debt. In reality, I'm not in debt... I have a house note and car notes, but I've got a positive net worth. Because I do it well, I'm able to borrow money at 1.9% for a car compared to 8% for a car..... all because I'm good with money. I'm pretty proud of that.
1
Posted on 3/13/17 at 1:44 pm to KG6
quote:
Why would you not be proud of it? Damn near everyone is in some sort of debt. In reality, I'm not in debt... I have a house note and car notes, but I've got a positive net worth. Because I do it well, I'm able to borrow money at 1.9% for a car compared to 8% for a car..... all because I'm good with money. I'm pretty proud of that.
I certainly have a positive net worth but I'm not a fan of still being in debt around 200k between house and vehicles. I understand its needed and I have advantages because of the high credit score but I still don't like the feeling of being in debt.
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