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Started By
Message
re: My neighbor's enormous live oak smashed into our backyard (pic now) UPDATE
Posted on 3/3/17 at 8:02 am to AndyCBR
Posted on 3/3/17 at 8:02 am to AndyCBR
quote:
Only exception would be if you can prove you warned the neighbor about the tree being unstable prior to the incident.
Thanks for the tip. I just posted on Nextdoor and told all my neighbors their trees are unstable. Now I have a written record.
Posted on 3/3/17 at 8:02 am to OKellsBells
It is absolutely 100% their insurance/cost. As long as the tre is on their property (when it was alive). They will also probably 've given a check for loss of property value, depending on their carrier.
Posted on 3/3/17 at 8:03 am to OKellsBells
That doesn't look like a live oak. Possibly a water oak.
Posted on 3/3/17 at 8:04 am to OKellsBells
quote:
The window unit is on our shed a-hole.
Dear God, you live in your shed?
That's some grade A poors.
Posted on 3/3/17 at 8:07 am to the LSUSaint
quote:
It is absolutely 100% their insurance/cost. As long as the tre is on their property (when it was alive). They will also probably 've given a check for loss of property value, depending on their carrier.
There is only one thing that is 100% about insurance in this case, and that is the fact that it all depends.
Posted on 3/3/17 at 8:13 am to AndyCBR
False, bisible signs of surface rot or hollowing
Posted on 3/3/17 at 8:16 am to the LSUSaint
quote:This is false. Must prove a defect(probably not hard), but also must prove the owner knew or should have known of the defect.
It is absolutely 100% their insurance/cost.
Posted on 3/3/17 at 8:18 am to OKellsBells
That doesn't look like a live oak on my phone screen. Water oak maybe. Might want to clear that up with the insurance company. They could come after you for insurance fraud if you don't
Posted on 3/3/17 at 8:21 am to OKellsBells
Glad nobody was hurt. If you know someone with a chainsaw, get them to help you cut the tree up on your side and split the firewood with them. Free removal.
If there are larger parts of the main trunks on your fence, just try to cut those as much as possible, secure so that nobody will get hurt, and wait for your neighbors to clear the rest.
Wouldn't you get a new fence regardless who pays for it?
If there are larger parts of the main trunks on your fence, just try to cut those as much as possible, secure so that nobody will get hurt, and wait for your neighbors to clear the rest.
Wouldn't you get a new fence regardless who pays for it?
Posted on 3/3/17 at 8:23 am to slackster
quote:
That doesn't look like a live oak. Possibly a water oak.
Water oaks have not had their leaves come out like this yet. Pretty sure it's a live oak.
Posted on 3/3/17 at 8:24 am to OKellsBells
Ok, I'll seriously help you out. Find someone who sells firewood. Call them. Most will come and remove it for free if they can have the wood.
If you find one, explain it to the neighbor that you'll just ask him to repair the fence.
At the end of the day, my neighbor would pay, period. But we aren't trashy.
I have 4 oaks on the edge of my property. I told the wife 3 days ago I wanted to lay an expert to come out and give us a report on the health of those trees.
Thanks for the reminder.
ps...your kids would rather climb around in that tre than on that cheap and dangerous set of trashy bars in the pic.
If you find one, explain it to the neighbor that you'll just ask him to repair the fence.
At the end of the day, my neighbor would pay, period. But we aren't trashy.
I have 4 oaks on the edge of my property. I told the wife 3 days ago I wanted to lay an expert to come out and give us a report on the health of those trees.
Thanks for the reminder.
ps...your kids would rather climb around in that tre than on that cheap and dangerous set of trashy bars in the pic.
Posted on 3/3/17 at 8:26 am to OKellsBells
chainsaw and a case of beer or two would make for some good neighborly bonding this weekend, and may a box of tampons for you
Posted on 3/3/17 at 8:26 am to AlxTgr
quote:
This is false. Must prove a defect(probably not hard), but also must prove the owner knew or should have known of the defect.
Easy to prove.....does he watch tv? Does he see storm damage? Has he ever known anyone who had a tree fall? Etc etc. Every person alive in LA has thought of some version of this situation at some point....its that simple
Posted on 3/3/17 at 8:27 am to OKellsBells
i'll remove it for a grand
Posted on 3/3/17 at 8:29 am to the LSUSaint
quote:
ps...your kids would rather climb around in that tre than on that cheap and dangerous set of trashy bars in the pic.
No kidding. Get in there and make sure it's secure, cut some smaller branches off and let them build a treehouse. I actually wish something like this would happen to me because I need a new fence and my kids would love it lol.
See, it's not the end of the world
Posted on 3/3/17 at 8:31 am to SEClint
I was gonna say trashy because you have vinyl siding on your house.
Posted on 3/3/17 at 8:31 am to kingbob
quote:
Since it's on the neighbor's land, they're responsible to help pay for the damage to your property.
not necessarily. Unless you can prove your neighbor had a dead/sink tree and he was negligent and should of had it cut down, then his insurance will cover his property and your insurance will cover your property.
LINK
quote:
Many people are surprised to find out that when a neighbor's tree falls on their house or car, it is their own insurance -- not their neighbor's insurance -- that pays for the damage. "It's most often your problem, not your neighbor's," said Janet Scott-Buckley, an insurance agent at Harrington Insurance Agency, in North Andover, Mass. "You have to file a claim with your homeowners insurance company, and the usual deductible applies. "Unfortunately, tree falls can cause friction between neighbors because of the lack of understanding of who is responsible for paying for the damages." Likewise, you're generally not responsible for any damage that your falling tree causes to your neighbor's property. However, some exceptions apply, Ms. Scott-Buckley explained.
quote:
"Let's say your neighbor's tree is rotted and in danger of falling," she said. "You asked your neighbor to remove it, and the neighbor refused. One day it topples and hits your house. Then you'd have a good case that your neighbor is responsible for the damages."
This post was edited on 3/3/17 at 8:32 am
Posted on 3/3/17 at 8:34 am to OKellsBells
quote:
The window unit is on our shed a-hole.
That's what they all say...
Posted on 3/3/17 at 8:37 am to meeple
quote:
Water oaks have not had their leaves come out like this yet. Pretty sure it's a live oak.
Maybe. Nothing about those leaves looks like a live oak to me, but it is probably just due to the picture.
Posted on 3/3/17 at 8:37 am to weadjust
quote:
Free Firewood
Keep the tree, sell it for the hardwood.
Oak is very expensive - you could make a killing off the tree.
Or in true OT fashion...
1)Sell tree to lumber yard
2)Collect homeowners
3)Build new fence and playground
4)profit???
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