re: Where should I start putting extra money every month?

I work in an ICU. I dont know crap about investing but I can tell you with certainty that you are not guaranteed to live a lonh happy life. If I were in your position, i would continue with your plan to retirement and spend extra money on things that make memories and make you and yours happy today.

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I'm contributing the max to my employer fund that they will give a percentage max.

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You can contribute up to $18000 this year in your 401(k). Most employers will match up to a far lower level but it's still worth maxing this to get the tax deduction.

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I don't know what any of this means.

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Study this topic, it's a really important one.

The typical advice is to go something like this:
1) Contribute as much as you can to anything your employer will toss in extra for you. That's free money.
2) Then get a Roth going. Because you can take out anything you put in without a penalty, it can be a solid emergency fund too. Max this.
3) If 1 and 2 are covered, max your 401 up to the $18k limit.