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Started By
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where to find a loan shark?
Posted on 11/26/16 at 10:11 am
Posted on 11/26/16 at 10:11 am
Does anyone know where to get a loan in Nola without having to worry about credit. Not looking for payday loan. I have a job and can pay back but I can't get a conventional loan.
Posted on 11/26/16 at 11:11 am to J_golftime
You have terrible credit and (apparently) insufficient savings, yet you want to take out a loan which carries an exorbitant rate of interest?
What could possibly go wrong?
What could possibly go wrong?
Posted on 11/26/16 at 11:16 am to Joshjrn
Sometimes life hands you situations that requires you to take drastic measures to rectify
Posted on 11/26/16 at 12:08 pm to J_golftime
Can you get a cash advance on a credit card?
High rates, but can be discharged in bankruptcy if you can't pay, and they won't break your legs.
High rates, but can be discharged in bankruptcy if you can't pay, and they won't break your legs.
Posted on 11/26/16 at 1:14 pm to J_golftime
What for? Need to know details before I consider lending. What collateral do you have?
Posted on 11/26/16 at 1:18 pm to Costanza
It's for car repairs and for some things for my son for school
Posted on 11/26/16 at 1:25 pm to J_golftime
quote:
It's for car repairs and for some things for my son for school
I guarantee you are getting ripped off on whatever car repairs you need. I would try my hardest to shop around or ask friends that know cars for help before I go to a loan shark. And what does your son need for school that is so expensive??
Posted on 11/26/16 at 1:25 pm to J_golftime
You don't even qualify for 20% interest loans on lendingclub.com?
Yikes
if that's true I'm being serious, you're probably better off declaring bankruptcy.
Yikes
if that's true I'm being serious, you're probably better off declaring bankruptcy.
This post was edited on 11/26/16 at 1:26 pm
Posted on 11/26/16 at 1:29 pm to VOLcano
I'm not getting ripped off, I've had multiple places give me an estimate and I'm going with the cheapest. My car has a lot of damage and I only liability insurance.
Posted on 11/26/16 at 1:38 pm to J_golftime
quote:
I'm not getting ripped off, I've had multiple places give me an estimate and I'm going with the cheapest. My car has a lot of damage and I only liability insurance.
I was thinking mechanical repair not collision. In that case I would do the smallest/cheapest amount of repair possible to get the car roadworthy. Driving around an ugly car for a while is a lot better than taking a very high risk loan. I know you are in a tough spot but just make sure you exhaust all your options before going to a loan shark.
Posted on 11/26/16 at 1:39 pm to VOLcano
I'm not having luck finding one anyway so it's not like it really matters
Posted on 11/26/16 at 1:52 pm to J_golftime
Scrap the car and buy a used beater that runs fine.
Posted on 11/26/16 at 1:52 pm to SG_Geaux
Still have to have money to pay for that
Posted on 11/26/16 at 1:55 pm to SG_Geaux
Hell you can just buy a used car that runs for far less. I sold my wife's old college car for $2900 earlier this year. '06 Malibu with 190,000 miles. Could have gotten far more for it but didn't feel like holding on to it. Thing ran like a champ. That said, if $3500 is your repair bill I'd just go buy a $1500-$2000 beater than runs and fix the other one when times are better. Far cheaper and maybe you can even just sell your one now and not owe anyone anything.
Posted on 11/26/16 at 1:58 pm to braindeadboxer
It's nice how everyone wants to tell me reasons not to try and find the money, but that's not what I want or need. If I didn't want the money and any cost I wouldn't be trying to find it.
Posted on 11/26/16 at 2:04 pm to J_golftime
If you are dead set on it, look at the "financial services" section of your local Craigslist.
Posted on 11/26/16 at 3:19 pm to J_golftime
quote:
It's nice how everyone wants to tell me reasons not to try and find the money, but that's not what I want or need. If I didn't want the money and any cost I wouldn't be trying to find it.
If you had listened to the advice that people have probably tried to give you in the past, you probably wouldn't be searching for a loan shark for $3500
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