I was simply stating that your point of using a flooding event caused by storm surge as reasoning for getting flood insurance in a community 50+ miles inland doesn't really make much sense outside of the "anything can happen" scenario.

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By the way, my grandmother lived in Slidell at the time of Hurricane Katrina and had 4 feet of water and she had flood insurance. She was right by Lake Ponchartrain.

Surely you can understand why she would carry it vs. someone that lives in a neighborhood with a ditch 1/2 mile from them in the back of the subdivision that doesn't even fill up when it "rains hard".

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Talking to people personally it seems that the line seems to be well I don't live in a flood zone and didn't require it, so I don't like spending money on it and so I don't have it.

I don't think the "so I don't like spending money on it part" is accurate. More of people putting too much trust into the flood maps and not understanding that a Flood Zone X doesn't eliminate the chance for flooding.

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Posted by Weaver

Madisonville, LA

Member since Nov 2005

27725 posts

Posted on 8/17/16 at 5:50 pm to Golfer

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I was simply stating that your point of using a flooding event caused by storm surge as reasoning for getting flood insurance in a community 50+ miles inland doesn't really make much sense outside of the "anything can happen" scenario.

Agreed but that was my point.

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Surely you can understand why she would carry it vs. someone that lives in a neighborhood with a ditch 1/2 mile from them in the back of the subdivision that doesn't even fill up when it "rains hard".

Yes, if she didn't have it that would not be smart.

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I don't think the "so I don't like spending money on it part" is accurate. More of people putting too much trust into the flood maps and not understanding that a Flood Zone X doesn't eliminate the chance for flooding.

The people I know here in the Northshore that is how the conversation went. I was told I didn't need it and am not going to waste my money. Yet they drive around burning gas in their suv playing pokemon go. They have the money, they don't want to spend it. Not saying this is what everyone is saying, just the ones I know.

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Posted by weadjust

Member since Aug 2012

15158 posts

Posted on 8/17/16 at 7:42 pm to Golfer

quote:
I was simply stating that your point of using a flooding event caused by storm surge as reasoning for getting flood insurance in a community 50+ miles inland doesn't really make much sense outside of the "anything can happen" scenario.