re: Retail banking and bankers?

What actually blows my mind the most about retail banking and mortgages is the fact that I've been approved in less than 30 minutes for car loans from 3rd party companies like woodside credit who finances exotic cars and those loans exceed the cost of a home mortgage yet a home mortgage takes a month to get done and a car loan takes 30 minutes even though a home is a fixed asset that can't just pick up and move and I could theoretically not pay my car loan and ship the car off to some remote hideaway to never be found or repo'd if I dont pay.

Truly remarkable bc I dealt with it too getting a mortgage on a second home last year, it took forever with countless delays and the part that irked me was the immense amount of paperwork required. I have so many varying deposits coming in from different sources and they would randomly pick a deposit and ask me to explain what it was. Frustrating more is they took no regard for my assets and only kept looking at my personal income which anyone else who owns a small business knows is just a number for tax purposes that more than likely is way lower than your true income. My assets were completely ignored, my businesses were not even taken into consideration on my balance sheet. I was so incredibly frustrated but I had to use a small company in florida who I had no history with vs my bank in houston bc they weren't allowed to do my mortgage in FL.