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re: Invest in Roth IRA or 401k - first job
Posted on 5/4/16 at 1:20 pm to notsince98
Posted on 5/4/16 at 1:20 pm to notsince98
quote:
There are additional expenses with an IRA that probably aren't worthwhile when you are just starting.
What are you referring to here? Management fees on vanguard funds are usually a lot cheaper than your run of the mill 401k offerings.
1
Posted on 5/4/16 at 1:28 pm to TigerDeBaiter
quote:
What are you referring to here? Management fees on vanguard funds are usually a lot cheaper than your run of the mill 401k offerings.
Every company sponsored 401k plan I have had has included funds that have zero fees. Right now my work uses Schwab and I can invest in every Schwab fund (i stick to ETFs) with zero costs.
Depending on where you go (not everyone just jumps to vanguard) there can be maintenance or account fees on top of fund fees.
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