re: Is this banking behavior normal? Re: Holding check

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Without too much fluff: Every time I deposit a check over $1,000 with Regions they try to put a hold on it - up to 7 days. This happens every two weeks, with nearly the same size check written from the same account. My normal branch overrides the hold but other branches wring their hands about it. "Have you deposited a check like this before" "Yes, every two weeks for the past 5 years..." Most of the time they can get a manager to override the hold, but not all the time. Am I wrong for being annoyed? I always have enough cash in the account to cover the check, and my account has been open since 2001.

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If they're placing a 7-day hold on deposited checks drawn on a domestic bank, then there is an exception reason that applies. If they're giving you the first 5k on the 2nd business day, then it's a simple large deposit hold. If they're holding the entire amount for 7 business days, then there's something sketchy going on.