Started By
Message

re: So I think my identity was stolen

Posted on 3/28/16 at 1:31 pm to
Posted by DingLeeBerry
Member since Oct 2014
10903 posts
Posted on 3/28/16 at 1:31 pm to
quote:

I've called Experian and put a fraud alert with all 3 credit agencies and got a copy of my credit report from all 3. There's nothing on any of the reports suspicious.


I'm guessing you just did the 90 day initial alert? If so, you will probably want to do a 7 year extended alert. To do that, you'll need to file a police report.


Extended Fraud Alerts and Credit Freezes

quote:

Extended Fraud Alerts

If you’ve created an Identity Theft Report, you can get an extended fraud alert on your credit file. When you place an extended alert, you can get 2 free credit reports within 12 months from each of the 3 nationwide credit reporting companies, and the credit reporting companies must take your name off marketing lists for prescreened credit offers for 5 years, unless you ask them to put your name back on the list. The extended alert lasts for 7 years.

How to Place An Extended Fraud Alert

Contact each of the 3 nationwide credit reporting companies. Ask the company to place an extended fraud alert on your credit file.
The company may have you complete a request form.
Include a copy of your Identity Theft Report when you submit the form and your letter.
Placing an extended fraud alert is free.

Mark your calendar.
The extended alert stays in effect for 7 years.
Update your files. Record the dates you made calls or sent letters.
Keep copies of letters in your files.
Posted by The Spleen
Member since Dec 2010
38865 posts
Posted on 3/28/16 at 3:36 pm to
Yeah, just the 90 day one right now. I'm leaning more towards them accessing my two online accounts somehow rather than a complete breach of identity. I don't think my personal info is listed in the online accounts. SSN is ***'d out on both. There have only been 2 suspicious events, and both happened with credit card companies I already have accounts with. It could be just a coincidence, but not when added to them gaining access to one of them to make a payment on it. That part still blows my mind.
first pageprev pagePage 1 of 1Next pagelast page
refresh

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram