re: Married couples and joint/separate bank accounts

It doesn't matter if all your money, assets, MREs and ammo stockpiles etc. are in one single bank account, bunker, tin can or under the same mattress or scattered across the globe in a thousand different spots with an elaborate treasure map system pinpointing your hidden caches. It only matters that you and your spouse are in cahoots about how to manage your resources. If not, there will be trouble regardless of how many or how few bank accounts are in the picture.