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Posted on 2/10/16 at 4:13 pm to CE Tiger
quote:
he looked at a 20 year and it was 3.75% so not sure if 15 would get me under 3
Call standard mortgage, that's who sent me the email about it being 2.75%. I think it was 2.9 APR maybe. I deleted the email b/c I just refinanced though.
Posted on 2/10/16 at 4:26 pm to CE Tiger
quote:
he looked at a 20 year and it was 3.75% so not sure if 15 would get me under 3
Try another lender. I was able to get them down about a year ago to 3.65% on a 30 year product just by putting them in a bidding war.
Posted on 2/11/16 at 9:38 am to CE Tiger
quote:
he looked at a 20 year and it was 3.75% so not sure if 15 would get me under 3
Our 20 yr yesterday was 3.5% and 15 yr was still above 3 at 3.125%. If I were you I'd go with the 20yr. You still get the kind of equity from the house you want, and you are protected if the housing market turns upside down
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