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re: Financing a purchase via 0 interest credit cards
Posted on 1/31/16 at 5:55 pm to GRTiger
Posted on 1/31/16 at 5:55 pm to GRTiger
quote:
How did you calculate that?
No way to calculate. Just experience. I can go as far to say that I can guarantee your score will drop at least 20 points if you have a spotless thick file. Otherwise it will be more.
Here is a tool that will help you: LINK /
This post was edited on 1/31/16 at 5:57 pm
Posted on 1/31/16 at 6:09 pm to AmeriKop45
If I pay my only CC off every month, would I put 0 for the balance or would I put the total of the balance as of my last statement? I always have a balance, but never a balance carried over.
The range predicted includes my current score, though it is on the higher end of the range. The lower end is 45 points lower, so you're pretty close.
Let's say I have a 775 and my wife is at 820. Would it be better for us to retain her high score and do this in my name, or do it in her name to keep us both as high as possible? Or would it impact us both since we are married?
The range predicted includes my current score, though it is on the higher end of the range. The lower end is 45 points lower, so you're pretty close.
Let's say I have a 775 and my wife is at 820. Would it be better for us to retain her high score and do this in my name, or do it in her name to keep us both as high as possible? Or would it impact us both since we are married?
This post was edited on 1/31/16 at 6:16 pm
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