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re: Financing a purchase via 0 interest credit cards
Posted on 1/31/16 at 5:45 pm to AmeriKop45
Posted on 1/31/16 at 5:45 pm to AmeriKop45
quote:
Ideally between 1-2%
So ideal is someone with a $20,000 CC limit only putting $200-400 on it per month? That doesn't seem right at all.
quote:
You're looking a 20-40 point hit on your credit score if you go from 10-11% to repeatedly showing a ~30% utilization.
How did you calculate that?
1
Posted on 1/31/16 at 5:55 pm to GRTiger
quote:
How did you calculate that?
No way to calculate. Just experience. I can go as far to say that I can guarantee your score will drop at least 20 points if you have a spotless thick file. Otherwise it will be more.
Here is a tool that will help you: LINK /
This post was edited on 1/31/16 at 5:57 pm
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