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re: School Loan Consolidation
Posted on 1/29/16 at 10:36 am to cberni1
Posted on 1/29/16 at 10:36 am to cberni1
I wouldn't consolidate the 2.3% ones.
In my situation, I had probably 7 different loans stemming from undergrad to law school, so I didn't mind lumping in the low rates to bring down the rate a little bit, as I was going to handle all the loans the "same" anyways.
However, in your situation, juggling 3 isn't that big a deal. So I'd just focus on getting a lower rate on the other 2 if your other fears are satisfied.
I consolidated with the Feds so I didn't have to worry about losing any protections, so someone here who did it with SoFi or something can speak on that.
In my situation, I had probably 7 different loans stemming from undergrad to law school, so I didn't mind lumping in the low rates to bring down the rate a little bit, as I was going to handle all the loans the "same" anyways.
However, in your situation, juggling 3 isn't that big a deal. So I'd just focus on getting a lower rate on the other 2 if your other fears are satisfied.
I consolidated with the Feds so I didn't have to worry about losing any protections, so someone here who did it with SoFi or something can speak on that.
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