re: To Insurance Agents: Captive or Independent?

I won't rely on a in house server again. Long story. Applied hosts our email, so we haven't had that issue. But Applied, AMS etc have us by the nuts. But better than having to hire an IT person.

We have a server. To make the network function is my understanding of what it's for. But I back up the server off site.

Challenge of a cloud environment is some things are easier on workstations. But the management system on the cloud is fine. But I worry about our financial information out there as all of this is done on Applied on the cloud.

And the staff wonders why I go home everyday after lunch.

I need to hire a producer. Our economy up here is full employment, so I'm going to wait for a downturn. I'm going to turn over some of my stuff, and part of his pay will be service until he succeeds. Their I should say. It could be a female. And if it doesn't work out, I'll at least have some service work in return for the base salary. I'm going to take salary out of cash flow. No carrier financing, nothing along those lines. I don't even know which carriers finance new producer salaries anymore.