re: Advice For Using UR Points

That is some really great advice and the south pacific trip is what we are saving up for. My wife owns a title company and she uses our cards for paying filing fees, court fees, surveyers, whatever she can and I pay all of our household bills with mine. We can't take the big trip yet since we have a 6 year old. Gonna wait until she gets a bit older. That's why we decided to stay at the Animal Kingdom Lodge and use a few points for it. We each just got approved for the Amex PRG with 50K bonus points so we are going to start churning those as well. I'll keep all of this in mind.