re: Southwest rewards points

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sidebar question: Does anyone know if the miles you accumulate on the southwest card can be transferred to another credit card you intend to switch to... i.e. Chase Southwest Visa -> Chase Sapphire?

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No you cannot as far as I know.

Now, if you have a Chase Sapphire PREFERRED, you can transfer to many different travel partners, of which SW is one of them. You can pretty much recoup the cost of the annual fee by buying a flight with a points transfer.

For example, a typical SW flight may cost $350 in cash or 20,000 points. If you were to transfer those 20k points from Chase Ultimate Rewards (equivalent to $200) you'd basically save $150, and cover that $95 annual fee in the savings from that one flight.