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re: Car insurance claim question

Posted on 9/16/15 at 6:03 am to
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 9/16/15 at 6:03 am to
First, why in the hell do you not have collision coverage on a vehicle worth $11,000?

Second, she's trying to pull a fast one on you. Tell them if they don't repair the truck or give you a check for 100% of the value of the vehicle that any further communication will be via your attorney.

Also, next time you don't need to share any information with the adjuster other than what's in the police report. So when they ask you if you attempted to avoid the accident or honk your horn tell them everything they need to know is there.
Posted by PeteRose
Hall of Fame
Member since Aug 2014
16928 posts
Posted on 9/16/15 at 9:54 am to
quote:

First, why in the hell do you not have collision coverage on a vehicle worth $11,000?


I rarely use this truck. Only once in a blue moon.
Posted by PeteRose
Hall of Fame
Member since Aug 2014
16928 posts
Posted on 9/19/15 at 8:46 am to
quote:

Second, she's trying to pull a fast one on you. Tell them if they don't repair the truck or give you a check for 100% of the value of the vehicle that any further communication will be via your attorney.



Yeah, talked to my attorney a couple of days ago. He said that I'm entitled to 100% of the totaled amount.

On a side note, I told that lady that she will hear from my attorney next week. I could tell that her tone has changed and was surprised. She said that I would be responsible for storage fee from now on. I called the towing place to have the truck towed to my house to prevent the daily storage charge. They said that they can't allow me to move the truck till Lib Mutual pays up first. More BS.
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