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Posted on 9/16/15 at 5:28 am to PeteRose
Depends on the circumstances of the accident as to any comparative fault on your part. Blowing your horn to alert a distracted driver thats hits you when you have the right away does not bring you into a faulty position. If you were not a 100% in a legal position when they hit you then you may share some fault. Insurance companies are bean counting weasels and will try and nickel and dime the uninformed and weak. If they totaled your vehicle you are due the retail value plus the tax on that value. They cannot force you to buy it back for salvage. It sounds like on the surface of the limited info that they are playing games with you.
This post was edited on 9/16/15 at 5:29 am
Posted on 9/16/15 at 6:03 am to PeteRose
First, why in the hell do you not have collision coverage on a vehicle worth $11,000?
Second, she's trying to pull a fast one on you. Tell them if they don't repair the truck or give you a check for 100% of the value of the vehicle that any further communication will be via your attorney.
Also, next time you don't need to share any information with the adjuster other than what's in the police report. So when they ask you if you attempted to avoid the accident or honk your horn tell them everything they need to know is there.
Second, she's trying to pull a fast one on you. Tell them if they don't repair the truck or give you a check for 100% of the value of the vehicle that any further communication will be via your attorney.
Also, next time you don't need to share any information with the adjuster other than what's in the police report. So when they ask you if you attempted to avoid the accident or honk your horn tell them everything they need to know is there.
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