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re: USDA Loans for Cattle/Farming Start Up
Posted on 9/15/15 at 7:29 am to Hoyt
Posted on 9/15/15 at 7:29 am to Hoyt
Alabama Farm Credit 18776816087
Alabama Ag Credit 1-800-579-5471
Sounds like you would qualify for a YBS loan - which gets you a better interest rate and easier credit terms. When you call - tell them what county you live in and tell them you need an officer that deals with cattle.
Also - they will underwrite the FSA deal, usually at a lower rate and better terms - and quicker turnaround. I think both are preferred FSA lenders. If you go straight FSA, ask about the micro loan program - I am sure Bama has this product. Alabama FSA
Opt to be a stockholder if you go with either of the first two - most cases it will cost 1,000 bucks and can be rolled into the note. That will allow you to get a patronage.
Alabama Ag Credit 1-800-579-5471
Sounds like you would qualify for a YBS loan - which gets you a better interest rate and easier credit terms. When you call - tell them what county you live in and tell them you need an officer that deals with cattle.
Also - they will underwrite the FSA deal, usually at a lower rate and better terms - and quicker turnaround. I think both are preferred FSA lenders. If you go straight FSA, ask about the micro loan program - I am sure Bama has this product. Alabama FSA
Opt to be a stockholder if you go with either of the first two - most cases it will cost 1,000 bucks and can be rolled into the note. That will allow you to get a patronage.
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