re: Managing Organization Cash Flows (RE: credit/debit)

The easier solution is find a bank that is willing to give you access to your checking account.

If I am understanding this correctly...

Your org has a checking account with the CU...
...but the CU won't allow you to spend that money unless the school is already providing proof of reimbursement/it is a legitimate expenditure?

If the organization has been appropriated funds for the fiscal year, then the CU should be comfortable allowing your organization to spend up to that threshold. Where is the risk for CU? (even if the board members were to abuse the account...they would not be able to spend more than the appropriated amount).

In a year following abuse, I would presume the school would want line item reporting that shows how the appropriated funds had been spent...at which point the org would be 'caught' for wasting funds and would be defunded in the current fiscal year.

I may be off on a tangent