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re: Financial plan for recent graduate
Posted on 6/19/15 at 12:30 pm to DallasTiger45
Posted on 6/19/15 at 12:30 pm to DallasTiger45
quote:
I left it alone to start so I could see how it affects my budget.
I picked a target date I wanted to be debt free and budgeted around my monthly payment and 401k contributions (max company match). If you start with the 10yr plan monthly payment to build your budget, you will find a way to spend the money if it's there.
It's hard to give specific advice without knowing location, salary, etc.
1
Posted on 6/19/15 at 12:34 pm to LSUTOM07
quote:
I picked a target date I wanted to be debt free and budgeted around my monthly payment and 401k contributions (max company match). If you start with the 10yr plan monthly payment to build your budget, you will find a way to spend the money if it's there.
Makes sense. You're right about spending the money if it's there. I save a good amount but I also blow more money than I should. I'm now in the process of building a fairly detailed budget to alleviate some of that.
quote:
It's hard to give specific advice without knowing location, salary, etc.
Dallas, 50K, may be getting engaged within the next year
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