re: Federal intrest rate and stock market

And just think, for the most part the people that post in here are significantly smarter than the average person.

That's a compliment, and that's also scary. But with respect to the original poster, if he wants to go to cash, nothing wrong with that. it's his money, and no one, including so called experts can guess any better than him. S if he wants to time, and I do a similar thing, that's on him and I. Both the benefits, and consequences. Whatever they might, or might not be.