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re: Credit Line Question wrt Credit Score

Posted on 6/8/15 at 8:24 am to
Posted by yellowhammer2098
New Orleans, LA
Member since Mar 2013
3850 posts
Posted on 6/8/15 at 8:24 am to
Like VABuckeye said it is a good thing. As long as you continue to have this mindset about it
quote:

My current limit is more than enough.



And don't start spending more just because you can.
Posted by lynxcat
Member since Jan 2008
24219 posts
Posted on 6/8/15 at 9:14 am to
Assuming spending habits do not change, it helps credit score and it helps get approved in the future if you show the maturity to get more credit and not abuse it (which should be baked into the credit score but is an easy moment to point out in your credit history).
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