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re: your "system" for tracking your budget
Posted on 5/1/15 at 6:17 pm to kingbob
Posted on 5/1/15 at 6:17 pm to kingbob
I get paid near the end of the month.
All my bills are set to auto draft between the 25th-28th.
I pay/save/invest everything at once and try to keep $100 cash for any expenses that arise before the 10th. On the 10th I receive a small check of $100-200. That gets me to the 25th for another cycle! So exciting!
I use a spreadsheet in excel.
I hate Mint because of the uncategorized transactions. Hate. It.
All my bills are set to auto draft between the 25th-28th.
I pay/save/invest everything at once and try to keep $100 cash for any expenses that arise before the 10th. On the 10th I receive a small check of $100-200. That gets me to the 25th for another cycle! So exciting!
I use a spreadsheet in excel.
I hate Mint because of the uncategorized transactions. Hate. It.
1
Posted on 5/2/15 at 7:38 am to bayoubengals88
quote:
I hate Mint because of the uncategorized transactions. Hate. It.
I've found it pretty easy to setup rules so that things automatically categorize. I probably spend less than 5 minutes a month categorizing expenses.
I can't imagine the time it takes to track expenses manually in excel, logging in to every bank account, credit card, etc...certainly significantly more than a program that does it for you.
The only drawback for mint IMO is that you can't set budgets for future months.
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