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Started By
Message
How do people let themselves get into such dire straits financially?
Posted on 4/25/15 at 2:21 pm
Posted on 4/25/15 at 2:21 pm
Here's the situation: the doorbell just rang and it's my neighbor from a few houses down. I've known her for the few years I've lived here. Apparently her husband got laid off three weeks ago (I think he's in security) and hasn't been able to find another job. She came to my door (and other's doors as well) asking if there was anything she could do around the house/yard for cash. She said that they are low on money for food and gasoline. I didn't have any work for her, but I did give her some money. She was very "hat in hand" and I know she was being honest about her situation.
Now, she and her husband have three kids. How do you let yourself get to this point? I mean, she didn't put any money in savings at any point? She doesn't have the money to feed her kids? I just don't understand it. How do you have a family and not have some cash tucked away "just in case"?
I'm not judging, I'm just honestly wondering how that happens.
TL;DR Neighbor came to door asking for money because her husband got laid off and they can't afford food.
Now, she and her husband have three kids. How do you let yourself get to this point? I mean, she didn't put any money in savings at any point? She doesn't have the money to feed her kids? I just don't understand it. How do you have a family and not have some cash tucked away "just in case"?
I'm not judging, I'm just honestly wondering how that happens.
TL;DR Neighbor came to door asking for money because her husband got laid off and they can't afford food.
34
Posted on 4/25/15 at 2:22 pm to lsuwontonwrap
Because I want the new iphone.
Posted on 4/25/15 at 2:22 pm to lsuwontonwrap
What kind of vehicles do they drive?
Posted on 4/25/15 at 2:23 pm to lsuwontonwrap
most people live check to check.
Posted on 4/25/15 at 2:23 pm to lsuwontonwrap
quote:
She came to my door (and other's doors as well) asking if there was anything she could do around the house/yard for cash.
quote:
. I didn't have any work for her, but I did give her some money.
You could have probably gotten an HJ or something in return
Posted on 4/25/15 at 2:23 pm to lsuwontonwrap
Because you touch yourself at night.
Posted on 4/25/15 at 2:23 pm to lsuwontonwrap
Pics of the neighbor?
Posted on 4/25/15 at 2:23 pm to lsuwontonwrap
She was offering you a blowjob dumbass
Posted on 4/25/15 at 2:24 pm to lsuwontonwrap
At least she's willing to work for it.
Posted on 4/25/15 at 2:24 pm to lsuwontonwrap
This doesn't happen in the country club
Posted on 4/25/15 at 2:24 pm to tigerdup07
quote:
most people live check to check.
This is true whether they live in a double wide or a McMansion. You'd be surprised at how many seemingly well off folk are barely treading water.
Posted on 4/25/15 at 2:26 pm to lsuwontonwrap
That's what most Americans do. We live in a financially illiterate country where most do not have any savings at all.
Posted on 4/25/15 at 2:29 pm to lsuwontonwrap
eat out too much, buy more car than they can afford, more house than they can afford, too many children, too many vacations!
Posted on 4/25/15 at 2:30 pm to lsuwontonwrap
Drugs and living beyond your means
Posted on 4/25/15 at 2:31 pm to lsuwontonwrap
I saw a deaf lady living in a van with 3 kids once. Was hard to watch. She just seemed lost.
Posted on 4/25/15 at 2:31 pm to djangochained
I think most people don't expect the worst, then they dont do anything about it til they have no options. He's probably been holding out for that job that will pay him the same money he was making. Instead of just taking anything. Plus much like our politicians no one wants to say no you can't have that or you have to wait til we have enough money for that. See how TOPS, Medicare, and Social Security are working out.
Posted on 4/25/15 at 2:32 pm to lsuwontonwrap
The common American has zero in savings. 3-6 months emergency fund is a foriegn language to most. It's pathetic and the reason this country is where it is. Those people vote $$$ instead of thought. As long as politicians play class warfare and pit successful Americans against those like your neighbor, people like President Obama get elected.
Posted on 4/25/15 at 2:33 pm to Evolved Simian
quote:
That's what most Americans do. We live in a financially illiterate country where most do not have any savings at all.
It's not an American thing. It's a western thing. We just don't have the pensions or other social benefits that the rest of the West has.
Posted on 4/25/15 at 2:34 pm to lsu xman
quote:
eat out too much, buy more car than they can afford, more house than they can afford, too many children, too many vacations!
Yep, all it takes is an ongoing pattern of bad choices to create the potential for financial collapse. Then something unexpected happens like losing your job and wham you are screwed. And FWIW, our federal and many state governments are exactly shining examples/role models of fiscal responsibility so small wonder many individuals aren't either.
Posted on 4/25/15 at 2:38 pm to lsuwontonwrap
quote:
dire straits financially?
Money for nothin' and chicks for free?
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